1. Determine the extent of damage of injuries: Try to stay calm as panicking can only make the situation worse. There needs to be a calm person to determine the extent of damage and to determine any injuries that need medical attention.
2. File an accident report with the police: Even in a minor accident, it is important to make sure there is a legal accident report. Do not leave the scene until the police file a full report.
3. Only discuss the accident with the police officer on scene: It is important to limit your discussion of the accident and not to admit any fault or liability. You should ONLY talk about the accident to the police and your insurance agent.
4. Get the facts: Remember to get names, addresses, and phone numbers of everyone involved with the accident. A description of the car and license plate number can be also helpful but make sure you get their insurance company information and VIN number on their car.
5. Call your insurance company: Sometimes the police officer can give your insurance company more accurate information rather than information you may not have recorded because of being overwhelmed by the accident.
6. Choose a collision repair provider: You are allowed to choose where you wish to get your automobile repaired. Ask your family, friends and neighbors about their experiences and locations they can recommend.